What a bunch of bullshit (excuse my language)! Insurance companies are so
crazy, how can they rule out all that as preexisting? I would have a chat
with my insurance person if I were you, surely something can be done. What
kind of insurance is it? If you are in a group plan, at least in Southern
California, there are no preexisting clauses thank God, or I'd never be able
to be covered. Good luck!