> -----Original Message-----
> From: Happy6642@aol.com [SMTP:Happy6642@aol.com]
> Sent: Thursday, January 20, 2000 11:18 PM
> To: Multiple recipients of list ADHESIONS
> Subject: Re: UNUM Insurance Denied Long Term Disability Benefits
>
> I was also denied for "pre-Exisitng Condition" by UNUM. I have been off
> work
> since Feb 1999, my short-term disability stopped on May 23, 1999. I am
> supposed to be receiving my First Disablilty check by the end of this
> month.
> I was not aware that alot of people with UNUM insurance were being Denied
> for
> the same reason. I am not sure about the appeal process, to be honest the
> thought never crossed my mind.
>
> Lou Ann
>
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