>>>----- Original Message -----
>From: <Happy6642@aol.com>
>To: Multiple recipients of list ADHESIONS <adhesions@forum.obgyn.net>
>Sent: Thursday, January 20, 2000 11:18 PM
>Subject: Re: UNUM Insurance Denied Long Term Disability Benefits
>
>> I was also denied for "pre-Exisitng Condition" by UNUM. I have been off
>work
>> since Feb 1999, my short-term disability stopped on May 23, 1999. I am
>> supposed to be receiving my First Disablilty check by the end of this
>month.
>> I was not aware that alot of people with UNUM insurance were being Denied
>for
>> the same reason. I am not sure about the appeal process, to be honest the
>> thought never crossed my mind.
>>
>> Lou Ann
>>
-- I too was denied by Unum Insurance for long term disability and have suffered greatly because of this, its been almost 10 years and I urge anyone that has been denied to file a lawsuit for their rights!! I was awarded Social Security Disability, but that wasn't good enough for Unum, and then they told me if I made waves they would contact Social Security and make problems for me.