Re: Long term disability
From: Ms Lee (leenoga@cfl.rr.com)
Thu Sep 20 21:06:43 2007
>I have applied for disability, it has been since the first of May and no
>word as of yet.
Hi Donna,
I won SSDI on May 2007 after a 20 month battle. I did not qualify for
SSI I had to much money in my account. YOu cannot have more than 2K to
your name.
SSI is if you have no money, no assets, nothing...you are living in
poverty and not working of course due to disability. YOu have little
employment history.
I was denied x2 even with the documentation the Veterans Admin found me
100% unemployable, on #240 percocet a month, and have entero-colonic
fistula's as a result of to many surgeries in the bowek area. I am
in-operable, and no surgery unless life or death. I deal with chronic
bowel partial bowel obstructions...and still was denied.
I borrrowed money from friends and family to survive...having adhesions
was not a slam dunk for me...because it is not on Social Security's
approved list of conditions and I was under 50 at the time.
I had to prove to them why it kept me from being gainfully employed.
Maybe you will have better luck.
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SSI
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Supplemental Security Insurance is based on an individual having a
disability that affects their ability to work and the financial need of
that person.
What is financial need? This is determined by the amount of income and
resources (assets) a person has available. SSI provides a monthly check
for a disabled person who has little in the way of income and resources
and limited or no employment history
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SSDI
Social Security Disability Insurance (SSDI) is based on a worker's
lifetime average earnings covered by Social Security. This is
determined by the amount that has been paid into FICA over the history
of employment.
Hugs,
-MsLee
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